Tennessee hail risk
Davidson County has the highest hail risk in Tennessee, scoring 87.8 out of 100 — rated "Relatively Moderate" by FEMA's National Risk Index. Recorded hail events across Tennessee have increased 56% over the past five years compared to the prior five-year period.
| # | County | NRI score | Rating |
NOAA events 2016–2026 |
|---|---|---|---|---|
| 1 | Davidson County | 87.8 | Relatively Moderate | 69 |
| 2 | Montgomery County | 87.2 | Relatively Moderate | 16 |
| 3 | Sumner County | 86.9 | Relatively Moderate | 43 |
| 4 | Hamilton County | 82.6 | Relatively Moderate | 19 |
| 5 | Wilson County | 82 | Relatively Moderate | 40 |
| 6 | Putnam County | 73 | Relatively Low | 27 |
| 7 | Robertson County | 70.2 | Relatively Low | 39 |
| 8 | Cumberland County | 67.9 | Relatively Low | 12 |
| 9 | Bradley County | 67.6 | Relatively Low | 11 |
| 10 | Anderson County | 63.3 | Relatively Low | 14 |
| 11 | Cocke County | 59.9 | Relatively Low | 12 |
| 12 | Knox County | 59.7 | Relatively Low | 42 |
| 13 | Rutherford County | 59.4 | Relatively Low | 36 |
| 14 | Coffee County | 57.4 | Relatively Low | 23 |
| 15 | Warren County | 56.6 | Relatively Low | 9 |
| 16 | Claiborne County | 56.2 | Relatively Low | 8 |
| 17 | Greene County | 56.2 | Relatively Low | 20 |
| 18 | Sevier County | 56.2 | Relatively Low | 21 |
| 19 | Campbell County | 55.8 | Relatively Low | 8 |
| 20 | Bedford County | 55 | Relatively Low | 10 |
| 21 | Jackson County | 53.7 | Relatively Low | 9 |
| 22 | Fentress County | 51.4 | Relatively Low | 7 |
| 23 | Cheatham County | 50.4 | Relatively Low | 17 |
| 24 | Macon County | 50 | Relatively Low | 9 |
| 25 | DeKalb County | 48.7 | Relatively Low | 10 |
| 26 | Scott County | 48 | Relatively Low | 9 |
| 27 | Clay County | 46.9 | Relatively Low | 11 |
| 28 | McMinn County | 43.4 | Relatively Low | 6 |
| 29 | Monroe County | 41.9 | Relatively Low | 14 |
| 30 | Williamson County | 41.9 | Relatively Low | 99 |
| 31 | Overton County | 40.5 | Relatively Low | 11 |
| 32 | White County | 40 | Relatively Low | 11 |
| 33 | Blount County | 39.9 | Relatively Low | 23 |
| 34 | Franklin County | 39 | Relatively Low | 12 |
| 35 | Washington County | 37.9 | Relatively Low | 14 |
| 36 | Obion County | 37.8 | Relatively Low | 10 |
| 37 | Sullivan County | 36 | Relatively Low | 12 |
| 38 | Lincoln County | 35.3 | Relatively Low | 11 |
| 39 | Rhea County | 35.1 | Relatively Low | 7 |
| 40 | Grainger County | 34.8 | Relatively Low | 4 |
| 41 | Tipton County | 34.8 | Relatively Low | 22 |
| 42 | Loudon County | 33.6 | Very Low | 9 |
| 43 | Marshall County | 33.3 | Very Low | 18 |
| 44 | Dyer County | 32.9 | Very Low | 14 |
| 45 | Smith County | 31 | Very Low | 12 |
| 46 | Hamblen County | 30 | Very Low | 3 |
| 47 | Polk County | 29.3 | Very Low | 3 |
| 48 | Humphreys County | 27.9 | Very Low | 5 |
| 49 | Giles County | 27.1 | Very Low | 13 |
| 50 | Pickett County | 26.8 | Very Low | 7 |
| 51 | Union County | 26.7 | Very Low | 3 |
| 52 | Jefferson County | 25.8 | Very Low | 9 |
| 53 | Fayette County | 25.4 | Very Low | 29 |
| 54 | Hardeman County | 25.1 | Very Low | 14 |
| 55 | Grundy County | 24.5 | Very Low | 3 |
| 56 | Lauderdale County | 23.8 | Very Low | 13 |
| 57 | Carter County | 23.5 | Very Low | 4 |
| 58 | Hancock County | 22.8 | Very Low | 8 |
| 59 | Carroll County | 22.7 | Very Low | 22 |
| 60 | Lawrence County | 21 | Very Low | 26 |
| 61 | Bledsoe County | 20.5 | Very Low | 10 |
| 62 | Marion County | 20.1 | Very Low | 19 |
| 63 | Henry County | 19.5 | Very Low | 31 |
| 64 | Stewart County | 18.3 | Very Low | 12 |
| 65 | Hawkins County | 18 | Very Low | 19 |
| 66 | Haywood County | 17.7 | Very Low | 8 |
| 67 | McNairy County | 17.6 | Very Low | 14 |
| 68 | Benton County | 16.6 | Very Low | 26 |
| 69 | Madison County | 16.3 | Very Low | 52 |
| 70 | Trousdale County | 16.2 | Very Low | 6 |
| 71 | Meigs County | 16 | Very Low | 6 |
| 72 | Roane County | 15.8 | Very Low | 11 |
| 73 | Houston County | 15.7 | Very Low | 1 |
| 74 | Johnson County | 14 | Very Low | 0 |
| 75 | Chester County | 12.8 | Very Low | 18 |
| 76 | Shelby County | 12.8 | Very Low | 63 |
| 77 | Lake County | 12.7 | Very Low | 7 |
| 78 | Gibson County | 12.2 | Very Low | 30 |
| 79 | Moore County | 12.2 | Very Low | 7 |
| 80 | Morgan County | 11.6 | Very Low | 7 |
| 81 | Weakley County | 10.6 | Very Low | 17 |
| 82 | Sequatchie County | 10 | Very Low | 6 |
| 83 | Crockett County | 9.6 | Very Low | 8 |
| 84 | Maury County | 9.2 | Very Low | 26 |
| 85 | Lewis County | 8.5 | Very Low | 13 |
| 86 | Dickson County | 8.1 | Very Low | 34 |
| 87 | Van Buren County | 8 | Very Low | 4 |
| 88 | Hardin County | 7.6 | Very Low | 22 |
| 89 | Wayne County | 7.6 | Very Low | 11 |
| 90 | Unicoi County | 7.5 | Very Low | 2 |
| 91 | Cannon County | 6.8 | Very Low | 12 |
| 92 | Henderson County | 6.7 | Very Low | 38 |
| 93 | Decatur County | 6.4 | Very Low | 13 |
| 94 | Perry County | 6.4 | Very Low | 12 |
| 95 | Hickman County | 5.4 | Very Low | 16 |
Source: FEMA National Risk Index v1.20.0, December 2025. Scores are 0–100 percentile rankings among all US counties. See the methodology page for definitions. Download the full CSV for all counties.
Hail risk nationally:
Other hazard risks in Tennessee:
Frequently asked questions
What is the highest hail risk county in Tennessee?
Davidson County, TN has the highest hail risk in Tennessee, with a FEMA National Risk Index score of 87.8 out of 100 (rated "Relatively Moderate").
What causes hail risk in Tennessee?
Hail risk reflects expected annual losses from damaging hailstones to structures, vehicles, and crops. High scores cluster in the central plains and Front Range — a corridor sometimes called "Hail Alley" — where large-diameter hail is most frequent. Hail causes over $10 billion in US property damage in active years, much of it to roofs, vehicles, and crops.