Clay County, TN
FEMA National Risk Index scores, disaster declarations & hazard data
Clay County has experienced 22 federally declared disasters since 1969, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Clay County's highest-rated hazards are landslide, hail, and earthquake, with its top risk rated "Very Low" by FEMA's National Risk Index. Recorded storm events have decreased 50% over the past five years compared to the prior five-year period.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Clay County has been designated in 22 declarations since 1969, covering 8 disaster types including severe storm (9), tornado (3), flood (3).
| Year | Type | Event name |
|---|---|---|
| 2026 | Winter Storm | Severe Winter Storm |
| 2026 | Winter Storm | Severe Winter Storm |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| 2023 | Severe Storm | Severe Storms, Straight-Line Winds, And Tornado |
| 2021 | Tornado | Severe Storms, Tornadoes, And Flooding |
| 2020 | Biological | Covid-19 Pandemic |
| 2020 | Biological | Covid-19 |
| 2019 | Flood | Severe Storms, Flooding, Landslides, And Mudslides |
| 2015 | Severe Ice Storm | Severe Winter Storm And Flooding |
| 2010 | Severe Storm | Severe Storms, Flooding, Straight-Line Winds, And Tornadoes |
Showing the 10 most recent of 22 total declarations since 1969.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Very Low | 4.1 | 0 | 0 | — |
| Inland Flooding | Very Low | 27.7 | 6 | 0 | $241K |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Very Low | 44.2 | — | — | — |
| Heat Wave | Very Low | 17.2 | 0 | 0 | — |
| Tornado | Relatively Low | 38.5 | 2 | 0 | $550K |
| Hurricane | Very Low | 35.4 | 0 | 0 | — |
| Hail | Relatively Low | 46.9 | 11 | 0 | — |
| Strong Wind | Relatively Low | 37.2 | 0 | 0 | — |
| Winter Weather | Relatively Low | 36.7 | 0 | 0 | — |
| Ice Storm | Relatively Low | 31.9 | — | — | — |
| Cold Wave | Relatively Low | 35 | — | — | — |
| Lightning | Very Low | 20.5 | 2 | 0 | $15K |
| Drought | Very Low | 26.3 | 0 | 0 | — |
| Landslide | Very Low | 61.4 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Clay County ranks in the 66th percentile (Moderate) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 66th | Moderate |
| Socioeconomic status | 66th | Moderate |
| Household characteristics | 95th | High |
| Racial & ethnic minority status | 10th | Very low |
| Housing type & transportation | 46th | Low |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 34th | Relatively Low |
| Risk to homes | 30th | Relatively Low |
| Buildings in direct exposure zone | 91.8% | — |
NOAA tracked 21 weather events in this county over 2016–2025: 14 in 2016–20 vs 7 in 2021–25 (-50% — frequency decreasing).
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Clay County?
According to the FEMA National Risk Index, the highest-risk hazards in Clay County, Tennessee are landslide, hail, and earthquake. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Has Clay County received federal disaster declarations?
Yes. Clay County has received 22 federal disaster declarations since 1969, including declarations in 2026. The most common disaster type on record is severe storm (9 declarations).
Has Clay County had any FEMA disaster declarations in 2024, 2025, or 2026?
Yes. Recent federal disaster declarations for Clay County include Severe Winter Storm (2026), Severe Winter Storm (2026), Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2025). See the declarations table above for the full history since 1969.
How does Clay County's natural hazard risk compare to nearby counties?
Among neighboring counties, Macon County, TN has the highest overall natural hazard risk (Very Low) and Overton County, TN has the lowest (Very Low). Clay County is rated Very Low overall.
How is Clay County's composite disaster risk index calculated?
Clay County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Clay County's composite score of 13 means its overall natural hazard risk is higher than 13% of US counties.