Putnam County, TN
FEMA National Risk Index scores, disaster declarations & hazard data
Putnam County has experienced 19 federally declared disasters since 1974, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Relatively Low — lower risk than most US counties.
Putnam County's highest-rated hazards are lightning, tornado, and earthquake, with its top risk rated "Relatively High" by FEMA's National Risk Index. Recorded storm events have decreased 50% over the past five years compared to the prior five-year period.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Putnam County has been designated in 19 declarations since 1974, covering 8 disaster types including severe storm (6), winter storm (3), severe ice storm (2).
| Year | Type | Event name |
|---|---|---|
| 2026 | Winter Storm | Severe Winter Storm |
| 2026 | Winter Storm | Severe Winter Storm |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| 2023 | Winter Storm | Severe Winter Storm |
| 2021 | Severe Ice Storm | Severe Winter Storms |
| 2020 | Tornado | Severe Storms, Tornadoes, Straight-Line Winds, And Flooding |
| 2020 | Biological | Covid-19 Pandemic |
| 2020 | Biological | Covid-19 |
| 2017 | Severe Storm | Severe Storms, Straight-Line Winds, And Flooding |
| 2015 | Severe Ice Storm | Severe Winter Storm And Flooding |
Showing the 10 most recent of 19 total declarations since 1974.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Very Low | 27.1 | 0 | 0 | — |
| Inland Flooding | Relatively Low | 60.2 | 27 | 0 | $870K |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Relatively Low | 85.7 | — | — | — |
| Heat Wave | Very Low | 35.6 | 0 | 0 | — |
| Tornado | Relatively Moderate | 86.9 | 8 | 19 | $100.6M |
| Hurricane | Very Low | 48 | 0 | 0 | — |
| Hail | Relatively Low | 73 | 27 | 0 | — |
| Strong Wind | Relatively Moderate | 72.1 | 0 | 0 | — |
| Winter Weather | Relatively Moderate | 84.8 | 0 | 0 | — |
| Ice Storm | Relatively Moderate | 72.7 | — | — | — |
| Cold Wave | Relatively Moderate | 80.3 | — | — | — |
| Lightning | Relatively High | 88.3 | 4 | 0 | $5.2M |
| Drought | Very Low | 30.2 | 0 | 0 | — |
| Landslide | Very Low | 54.1 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Putnam County ranks in the 55th percentile (Moderate) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 55th | Moderate |
| Socioeconomic status | 71st | Moderate |
| Household characteristics | 26th | Low |
| Racial & ethnic minority status | 37th | Low |
| Housing type & transportation | 57th | Moderate |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 51st | Relatively Moderate |
| Risk to homes | 47th | Relatively Moderate |
| Buildings in direct exposure zone | 73.9% | — |
NOAA tracked 66 weather events in this county over 2016–2025: 44 in 2016–20 vs 22 in 2021–25 (-50% — frequency decreasing).
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Putnam County?
According to the FEMA National Risk Index, the highest-risk hazards in Putnam County, Tennessee are lightning, tornado, and earthquake. The county's overall natural hazard risk is rated Relatively Low — lower risk than most US counties.
Has Putnam County received federal disaster declarations?
Yes. Putnam County has received 19 federal disaster declarations since 1974, including declarations in 2026. The most common disaster type on record is severe storm (6 declarations).
Has Putnam County had any FEMA disaster declarations in 2024, 2025, or 2026?
Yes. Recent federal disaster declarations for Putnam County include Severe Winter Storm (2026), Severe Winter Storm (2026), Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2025). See the declarations table above for the full history since 1974.
How does Putnam County's natural hazard risk compare to nearby counties?
Among neighboring counties, White County, TN has the highest overall natural hazard risk (Very Low) and Clay County, TN has the lowest (Very Low). Putnam County is rated Relatively Low overall.
How is Putnam County's composite disaster risk index calculated?
Putnam County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Putnam County's composite score of 66 means its overall natural hazard risk is higher than 66% of US counties.