Stearns County, MN

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 158,160 · Cities: St. Cloud , Sartell

Relatively Moderate Riskier than 88% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Stearns County has experienced 13 federally declared disasters since 1965, most recently Severe Storms, Straight-Line Winds, Tornadoes, And Flooding in 2022. Its overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.

Stearns County's highest-rated hazards are strong wind, hail, and tornado, with its top risk rated "Relatively High" by FEMA's National Risk Index. Recorded storm events have increased 43% over the past five years compared to the prior five-year period.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Stearns County has been designated in 13 declarations since 1965, covering 5 disaster types including flood (5), severe storm (4), biological (2).

2002–2026
Year Type Event name
2022 Severe Storm Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2013 Severe Storm Severe Storms, Straight-Line Winds, And Flooding
2011 Severe Storm Severe Storms, Flooding, And Tornadoes
2005 Hurricane Hurricane Katrina Evacuation
2001 Flood Severe Winter Storms, Flooding, And Tornadoes
1997 Severe Storm Severe Winter Storms
1997 Flood Severe Flooding, High Winds,Severe Storms
1976 Drought Drought

Showing the 10 most recent of 13 total declarations since 1965.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Relatively Low 76.3 0 0
Inland Flooding Relatively Moderate 90.9 3 0
Coastal Flooding Not Applicable 0 0
Earthquake Very Low 24.9
Heat Wave Relatively Low 74.6 3 0
Tornado Relatively High 93 11 0 $2.6M
Hurricane Not Applicable 0 0
Hail Relatively High 96.5 80 0
Strong Wind Relatively High 97.6 0 0
Winter Weather Relatively High 92.3 0 0
Ice Storm Relatively Moderate 72.3
Cold Wave Relatively Moderate 86.3
Lightning Relatively High 86.5 0 0
Drought Relatively Low 57.2 0 0
Landslide Relatively Low 67.2 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Stearns County ranks in the 46th percentile (Low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 46th Low
Socioeconomic status 27th Low
Household characteristics 30th Low
Racial & ethnic minority status 47th Low
Housing type & transportation 85th High

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 33rd Relatively Low
Risk to homes 33rd Relatively Low
Buildings in direct exposure zone 37.8%

NOAA tracked 97 weather events in this county over 2016–2025: 40 in 2016–20 vs 57 in 2021–25 (+43% — frequency increasing).

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Stearns County with other counties → All Minnesota counties →

Frequently asked questions

What natural hazards pose the greatest risk in Stearns County?

According to the FEMA National Risk Index, the highest-risk hazards in Stearns County, Minnesota are strong wind, hail, and tornado. The county's overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.

Has Stearns County received federal disaster declarations?

Yes. Stearns County has received 13 federal disaster declarations since 1965, including declarations in 2022. The most common disaster type on record is flood (5 declarations).

Has Stearns County had any FEMA disaster declarations in 2024, 2025, or 2026?

No federal disaster declarations have been recorded for Stearns County since the start of 2024. Its most recent declaration on record is Severe Storms, Straight-Line Winds, Tornadoes, And Flooding in 2022.

How does Stearns County's natural hazard risk compare to nearby counties?

Among neighboring counties, Morrison County, MN has the highest overall natural hazard risk (Relatively Low) and Pope County, MN has the lowest (Very Low). Stearns County is rated Relatively Moderate overall.

How is Stearns County's composite disaster risk index calculated?

Stearns County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Stearns County's composite score of 88 means its overall natural hazard risk is higher than 88% of US counties.

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