Mercer County, OH

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 42,522 · Cities: Celina

Very Low Riskier than 32% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Mercer County has experienced 14 federally declared disasters since 1965, most recently Tornadoes in 2024. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Mercer County's highest-rated hazards are earthquake, tornado, and hail, with its top risk rated "Relatively Low" by FEMA's National Risk Index. Recorded storm events have decreased 59% over the past five years compared to the prior five-year period. Community vulnerability is relatively low (2nd percentile nationally), indicating stronger recovery capacity than most US counties.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Mercer County has been designated in 14 declarations since 1965, covering 6 disaster types including severe storm (6), tornado (3), biological (2).

2002–2026
Year Type Event name
2024 Tornado Tornadoes
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2019 Tornado Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslide
2012 Severe Storm Severe Storms
2005 Severe Storm Severe Winter Storms, Flooding, And Mudslides
2005 Hurricane Hurricane Katrina Evacuation
2004 Severe Storm Severe Storms And Flooding
2003 Severe Storm Severe Storms And Flooding
1995 Severe Storm Severe Storms And Flooding

Showing the 10 most recent of 14 total declarations since 1965.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Very Low 6.5 0 0
Inland Flooding Relatively Low 42.1 27 0 $585K
Coastal Flooding Not Applicable 0 0
Earthquake Relatively Low 73.8
Heat Wave Very Low 17.4 2 0
Tornado Relatively Moderate 67 11 1 $32.9M
Hurricane Very Low 38.9 0 0
Hail Relatively Low 64.1 14 0 $1K
Strong Wind Relatively Low 48.9 0 0
Winter Weather Relatively Low 28.3 0 0
Ice Storm Relatively Low 45.1
Cold Wave Relatively Low 30.4
Lightning Relatively Low 25.8 0 0
Drought No Rating 0 0 0
Landslide Very Low 20.9 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Mercer County ranks in the 2nd percentile (Very low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 2nd Very low
Socioeconomic status 2nd Very low
Household characteristics 10th Very low
Racial & ethnic minority status 6th Very low
Housing type & transportation 13th Very low

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 1st Very Low
Risk to homes 1st Very Low
Buildings in direct exposure zone 21.4%

NOAA tracked 52 weather events in this county over 2016–2025: 37 in 2016–20 vs 15 in 2021–25 (-59% — frequency decreasing).

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Mercer County with other counties → All Ohio counties →

Frequently asked questions

What natural hazards pose the greatest risk in Mercer County?

According to the FEMA National Risk Index, the highest-risk hazards in Mercer County, Ohio are earthquake, tornado, and hail. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Has Mercer County received federal disaster declarations?

Yes. Mercer County has received 14 federal disaster declarations since 1965, including declarations in 2024. The most common disaster type on record is severe storm (6 declarations).

Has Mercer County had any FEMA disaster declarations in 2024, 2025, or 2026?

Yes. Recent federal disaster declarations for Mercer County include Tornadoes (2024). See the declarations table above for the full history since 1965.

How does Mercer County's natural hazard risk compare to nearby counties?

Among neighboring counties, Shelby County, OH has the highest overall natural hazard risk (Relatively Low) and Van Wert County, OH has the lowest (Very Low). Mercer County is rated Very Low overall.

How is Mercer County's composite disaster risk index calculated?

Mercer County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Mercer County's composite score of 32 means its overall natural hazard risk is higher than 32% of US counties.

Embed this county

Copy the code below to embed a live risk summary for Mercer County in an article, report, or dashboard.

FIPS: 39107 · JSON API · See national hazard leaderboards to compare Mercer County against top counties nationwide.