Jay County, IN

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 20,478

Very Low Riskier than 23% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Jay County has experienced 16 federally declared disasters since 1977, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Jay County's highest-rated hazards are tornado, earthquake, and strong wind, with its top risk rated "Relatively Low" by FEMA's National Risk Index.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Jay County has been designated in 16 declarations since 1977, covering 6 disaster types including severe storm (5), snowstorm (4), flood (3).

2002–2026
Year Type Event name
2026 Winter Storm Severe Winter Storm
2026 Flood Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2008 Severe Storm Severe Storms, Flooding, And Tornadoes
2007 Snowstorm Snow
2005 Snowstorm Snow
2005 Severe Storm Severe Winter Storms And Flooding
2005 Hurricane Hurricane Katrina Evacuation
2003 Severe Storm Severe Storms, Tornadoes, And Flooding

Showing the 10 most recent of 16 total declarations since 1977.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Very Low 5.2 0 0
Inland Flooding Relatively Low 36.8 2 0 $2K
Coastal Flooding Not Applicable 0 0
Earthquake Very Low 57
Heat Wave Very Low 16.6 0 0
Tornado Relatively Low 61.7 7 0 $650K
Hurricane Very Low 38.5 0 0
Hail Relatively Low 40.9 7 0 $4K
Strong Wind Relatively Moderate 53.1 0 0
Winter Weather Very Low 17.3 0 0
Ice Storm Relatively Low 44.8
Cold Wave Relatively Low 25.5
Lightning Very Low 18.1 0 0
Drought No Rating 0 0 0
Landslide Very Low 23.5 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Jay County ranks in the 46th percentile (Low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 46th Low
Socioeconomic status 58th Moderate
Household characteristics 57th Moderate
Racial & ethnic minority status 9th Very low
Housing type & transportation 40th Low

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 1st Very Low
Risk to homes 1st Very Low
Buildings in direct exposure zone 33.0%

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Jay County with other counties → All Indiana counties →

Frequently asked questions

What natural hazards pose the greatest risk in Jay County?

According to the FEMA National Risk Index, the highest-risk hazards in Jay County, Indiana are tornado, earthquake, and strong wind. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Has Jay County received federal disaster declarations?

Yes. Jay County has received 16 federal disaster declarations since 1977, including declarations in 2026. The most common disaster type on record is severe storm (5 declarations).

Has Jay County had any FEMA disaster declarations in 2024, 2025, or 2026?

Yes. Recent federal disaster declarations for Jay County include Severe Winter Storm (2026), Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2026). See the declarations table above for the full history since 1977.

How does Jay County's natural hazard risk compare to nearby counties?

Among neighboring counties, Delaware County, IN has the highest overall natural hazard risk (Relatively Low) and Blackford County, IN has the lowest (Very Low). Jay County is rated Very Low overall.

How is Jay County's composite disaster risk index calculated?

Jay County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Jay County's composite score of 23 means its overall natural hazard risk is higher than 23% of US counties.

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