White Bear Lake, MN
Local storm history & FEMA National Risk Index data
White Bear Lake is rated Relatively High for overall natural hazard risk — higher risk than most US counties — based on FEMA's National Risk Index for Ramsey County, MN. The county's highest-rated hazards are cold wave, hail, and tornado.
Storm events near White Bear Lake
NOAA-recorded tornado, hail, and flood events within 25 miles of White Bear Lake's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to White Bear Lake itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Ramsey County's FEMA National Risk Index scores, covering White Bear Lake along with the rest of the county, not a White Bear Lake-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 52.6 | Very Low |
| Inland Flooding | 93.8 | Relatively High |
| Coastal Flooding | — | Not Applicable |
| Earthquake | 28.9 | Very Low |
| Heat Wave | 98.2 | Relatively High |
| Tornado | 98.7 | Relatively High |
| Avalanche | — | Not Applicable |
| Cold Wave | 99.1 | Very High |
| Drought | 12.8 | Very Low |
| Hail | 99 | Relatively High |
| Hurricane | — | Not Applicable |
| Ice Storm | 65.3 | Relatively Moderate |
| Landslide | 98.5 | Relatively High |
| Lightning | 73.1 | Relatively Moderate |
| Strong Wind | 90.8 | Relatively High |
| Tsunami | — | Not Applicable |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 92.2 | Relatively High |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Ramsey County risk profile for disaster declarations, social vulnerability, and climate projection data.
Other cities in Ramsey County:
More on Ramsey County:
Frequently asked questions
What natural hazards is White Bear Lake, MN at risk of?
White Bear Lake is rated Relatively High for overall natural hazard risk by FEMA's National Risk Index — higher risk than most US counties. The highest-rated hazards for Ramsey County, where White Bear Lake is located, are cold wave, hail, and tornado.
What is White Bear Lake's biggest natural hazard risk?
Cold Wave is the highest-rated hazard for Ramsey County, where White Bear Lake is located, scoring 99.1 out of 100 on FEMA's National Risk Index (rated "Very High").
Is White Bear Lake a high-risk area for natural disasters?
Yes — White Bear Lake carries higher risk than most US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively High" for Ramsey County.
Has White Bear Lake had tornadoes, hail, or flooding?
NOAA has recorded 21 tornado, 409 hail, 27 inland flooding events within 25 miles of White Bear Lake since 2016.