Temple Terrace, FL
Local storm history & FEMA National Risk Index data
Temple Terrace is rated Relatively High for overall natural hazard risk — higher risk than most US counties — based on FEMA's National Risk Index for Hillsborough County, FL. The county's highest-rated hazards are tornado, lightning, and cold wave.
Storm events near Temple Terrace
NOAA-recorded tornado, hail, and flood events within 25 miles of Temple Terrace's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to Temple Terrace itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Hillsborough County's FEMA National Risk Index scores, covering Temple Terrace along with the rest of the county, not a Temple Terrace-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 95.7 | Relatively Moderate |
| Inland Flooding | 97.8 | Relatively High |
| Coastal Flooding | 92.4 | Relatively High |
| Earthquake | 68.5 | Relatively Low |
| Heat Wave | 97 | Relatively High |
| Tornado | 99.7 | Very High |
| Avalanche | — | Not Applicable |
| Cold Wave | 99.5 | Very High |
| Drought | 83 | Relatively Moderate |
| Hail | 97.8 | Relatively High |
| Hurricane | 99.3 | Very High |
| Ice Storm | — | Not Applicable |
| Landslide | 64.4 | Relatively Low |
| Lightning | 99.7 | Very High |
| Strong Wind | 82.1 | Relatively Moderate |
| Tsunami | — | Insufficient Data |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 0 | No Rating |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Hillsborough County risk profile for disaster declarations, social vulnerability, and climate projection data.
Other cities in Hillsborough County:
More on Hillsborough County:
Frequently asked questions
What natural hazards is Temple Terrace, FL at risk of?
Temple Terrace is rated Relatively High for overall natural hazard risk by FEMA's National Risk Index — higher risk than most US counties. The highest-rated hazards for Hillsborough County, where Temple Terrace is located, are tornado, lightning, and cold wave.
What is Temple Terrace's biggest natural hazard risk?
Tornado is the highest-rated hazard for Hillsborough County, where Temple Terrace is located, scoring 99.7 out of 100 on FEMA's National Risk Index (rated "Very High").
Is Temple Terrace a high-risk area for natural disasters?
Yes — Temple Terrace carries higher risk than most US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively High" for Hillsborough County.
Has Temple Terrace had tornadoes, hail, or flooding?
NOAA has recorded 23 tornado, 19 hail, 25 inland flooding events within 25 miles of Temple Terrace since 2016.