Todd County, KY

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 12,230

Very Low Riskier than 29% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Todd County has experienced 20 federally declared disasters since 1969, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Todd County's highest-rated hazards are ice storm, earthquake, and hail, with its top risk rated "Relatively Moderate" by FEMA's National Risk Index. NOAA records 82 storm events in the county over the past decade. Community vulnerability is elevated (80th percentile nationally), suggesting residents may face greater difficulty recovering from major disasters.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Todd County has been designated in 20 declarations since 1969, covering 8 disaster types including severe storm (9), snowstorm (3), biological (2).

2002–2026
Year Type Event name
2026 Winter Storm Severe Winter Storm
2025 Severe Storm Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides
2025 Severe Storm Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
2025 Severe Storm Severe Storms, Straight-Line Winds, Flooding, And Landslides
2025 Severe Storm Severe Storms, Straight-Line Winds, And Tornadoes
2024 Severe Storm Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And Mudslides
2023 Severe Storm Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides
2022 Tornado Severe Storms, Straight-Line Winds, Flooding, And Tornadoes
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19

Showing the 10 most recent of 20 total declarations since 1969.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Very Low 2.9 0 0
Inland Flooding Very Low 29.1 26 0 $1.5M
Coastal Flooding Not Applicable 0 0
Earthquake Relatively Low 77.3
Heat Wave Relatively Low 40.2 38 0
Tornado Relatively Low 55.1 9 0 $2.3M
Hurricane Very Low 30.1 0 0
Hail Relatively Low 71.7 7 0
Strong Wind Relatively Low 49.8 0 0
Winter Weather Very Low 16.1 0 0
Ice Storm Relatively Moderate 80.2
Cold Wave Relatively Low 46.9
Lightning Relatively Low 27.4 2 0 $35K
Drought Relatively Moderate 65.6 0 0
Landslide Very Low 20.9 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Todd County ranks in the 80th percentile (High) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 80th High
Socioeconomic status 76th High
Household characteristics 75th High
Racial & ethnic minority status 43rd Low
Housing type & transportation 85th High

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 19th Very Low
Risk to homes 18th Very Low
Buildings in direct exposure zone 70.6%

NOAA tracked 82 weather events in this county over 2016–2025: 40 in 2016–20 vs 42 in 2021–25 (+5% — relatively stable).

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Todd County with other counties → All Kentucky counties →

Frequently asked questions

What natural hazards pose the greatest risk in Todd County?

According to the FEMA National Risk Index, the highest-risk hazards in Todd County, Kentucky are ice storm, earthquake, and hail. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Has Todd County received federal disaster declarations?

Yes. Todd County has received 20 federal disaster declarations since 1969, including declarations in 2026. The most common disaster type on record is severe storm (9 declarations).

Has Todd County had any FEMA disaster declarations in 2024, 2025, or 2026?

Yes. Recent federal disaster declarations for Todd County include Severe Winter Storm (2026), Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides (2025), Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2025), Severe Storms, Straight-Line Winds, Flooding, And Landslides (2025), Severe Storms, Straight-Line Winds, And Tornadoes (2025), Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And Mudslides (2024). See the declarations table above for the full history since 1969.

How does Todd County's natural hazard risk compare to nearby counties?

Among neighboring counties, Montgomery County, TN has the highest overall natural hazard risk (Relatively Moderate) and Simpson County, KY has the lowest (Very Low). Todd County is rated Very Low overall.

How is Todd County's composite disaster risk index calculated?

Todd County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Todd County's composite score of 29 means its overall natural hazard risk is higher than 29% of US counties.

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