Payne County, OK

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 81,605 · Cities: Stillwater

Relatively Moderate Riskier than 84% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Payne County has experienced 39 federally declared disasters since 1974, most recently Wildfires And Straight-Line Winds in 2025. Its overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.

Payne County's highest-rated hazards are ice storm, cold wave, and hail, with its top risk rated "Very High" by FEMA's National Risk Index. Recorded storm events have increased 165% over the past five years compared to the prior five-year period.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Payne County has been designated in 39 declarations since 1974, covering 7 disaster types including fire (11), severe storm (10), severe ice storm (9).

2002–2026
Year Type Event name
2025 Fire Wildfires And Straight-Line Winds
2025 Fire Underwood Fire
2025 Fire Stillwater Fire
2025 Fire Euchee Creek Fire
2023 Severe Storm Severe Storms, Straight-Line Winds, And Tornadoes
2021 Severe Ice Storm Severe Winter Storms
2021 Severe Ice Storm Severe Winter Storm
2021 Severe Ice Storm Severe Winter Storm
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19

Showing the 10 most recent of 39 total declarations since 1974.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Relatively Moderate 89.6 0 0
Inland Flooding Relatively Low 67.6 16 1 $40K
Coastal Flooding Not Applicable 0 0
Earthquake Very Low 58.3 171
Heat Wave Relatively Moderate 86.7 80 0
Tornado Relatively High 94.7 9 0 $220K
Hurricane Very Low 30.5 0 0
Hail Relatively High 96.4 75 0
Strong Wind Relatively Moderate 81 0 0
Winter Weather Relatively Moderate 83 0 0
Ice Storm Very High 97.3
Cold Wave Relatively High 97
Lightning Relatively Low 41.9 0 0
Drought Relatively Moderate 71.8 0 0
Landslide Very Low 61.7 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Payne County ranks in the 64th percentile (Moderate) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 64th Moderate
Socioeconomic status 77th High
Household characteristics 4th Very low
Racial & ethnic minority status 60th Moderate
Housing type & transportation 88th High

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 91st Very High
Risk to homes 89th Very High
Buildings in direct exposure zone 53.4%

NOAA tracked 179 weather events in this county over 2016–2025: 49 in 2016–20 vs 130 in 2021–25 (+165% — frequency increasing).

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Payne County with other counties → All Oklahoma counties →

Frequently asked questions

What natural hazards pose the greatest risk in Payne County?

According to the FEMA National Risk Index, the highest-risk hazards in Payne County, Oklahoma are ice storm, cold wave, and hail. The county's overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.

Has Payne County received federal disaster declarations?

Yes. Payne County has received 39 federal disaster declarations since 1974, including declarations in 2025. The most common disaster type on record is fire (11 declarations).

Has Payne County had any FEMA disaster declarations in 2024, 2025, or 2026?

Yes. Recent federal disaster declarations for Payne County include Wildfires And Straight-Line Winds (2025), Underwood Fire (2025), Stillwater Fire (2025), Euchee Creek Fire (2025). See the declarations table above for the full history since 1974.

How does Payne County's natural hazard risk compare to nearby counties?

Among neighboring counties, Oklahoma County, OK has the highest overall natural hazard risk (Relatively High) and Noble County, OK has the lowest (Relatively Low). Payne County is rated Relatively Moderate overall.

How is Payne County's composite disaster risk index calculated?

Payne County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Payne County's composite score of 84 means its overall natural hazard risk is higher than 84% of US counties.

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