Hillsdale County, MI

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 45,730

Relatively Low Riskier than 50% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Hillsdale County has experienced 9 federally declared disasters since 1965, most recently Covid-19 in 2020. Its overall natural hazard risk is rated Relatively Low — lower risk than most US counties.

Hillsdale County's highest-rated hazards are tornado, lightning, and hail, with its top risk rated "Relatively Moderate" by FEMA's National Risk Index.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Hillsdale County has been designated in 9 declarations since 1965, covering 5 disaster types including snowstorm (3), biological (2), tornado (2).

2002–2026
Year Type Event name
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2005 Hurricane Hurricane Katrina Evacuation
2003 Other Power Outage
2001 Snowstorm Snow
1978 Snowstorm Blizzards & Snowstorms
1977 Snowstorm Snowstorms
1974 Tornado Tornadoes
1965 Tornado Tornadoes & Severe Storms

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Very Low 18 0 0
Inland Flooding Relatively Low 56.5 0 0
Coastal Flooding Not Applicable 0 0
Earthquake Very Low 50.5
Heat Wave Relatively Low 38.9 0 0
Tornado Relatively Moderate 78.5 2 0 $100K
Hurricane Very Low 33.2 0 0
Hail Relatively Moderate 73.1 6 0 $12K
Strong Wind Relatively Moderate 62.7 0 0
Winter Weather Relatively Low 38.6 0 0
Ice Storm Relatively Moderate 61.2
Cold Wave Relatively Low 64
Lightning Relatively Moderate 75.1 0 0
Drought Relatively Low 35.4 0 0
Landslide Very Low 60.3 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Hillsdale County ranks in the 48th percentile (Low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 48th Low
Socioeconomic status 47th Low
Household characteristics 32nd Low
Racial & ethnic minority status 12th Very low
Housing type & transportation 78th High

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 5th Very Low
Risk to homes 5th Very Low
Buildings in direct exposure zone 56.8%

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Hillsdale County with other counties → All Michigan counties →

Frequently asked questions

What natural hazards pose the greatest risk in Hillsdale County?

According to the FEMA National Risk Index, the highest-risk hazards in Hillsdale County, Michigan are tornado, lightning, and hail. The county's overall natural hazard risk is rated Relatively Low — lower risk than most US counties.

Has Hillsdale County received federal disaster declarations?

Yes. Hillsdale County has received 9 federal disaster declarations since 1965, including declarations in 2020. The most common disaster type on record is snowstorm (3 declarations).

Has Hillsdale County had any FEMA disaster declarations in 2024, 2025, or 2026?

No federal disaster declarations have been recorded for Hillsdale County since the start of 2024. Its most recent declaration on record is Covid-19 in 2020.

How does Hillsdale County's natural hazard risk compare to nearby counties?

Among neighboring counties, Jackson County, MI has the highest overall natural hazard risk (Relatively Low) and Steuben County, IN has the lowest (Very Low). Hillsdale County is rated Relatively Low overall.

How is Hillsdale County's composite disaster risk index calculated?

Hillsdale County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Hillsdale County's composite score of 50 means its overall natural hazard risk is higher than 50% of US counties.

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