Hart County, KY
FEMA National Risk Index scores, disaster declarations & hazard data
Hart County has experienced 27 federally declared disasters since 1989, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Hart County's highest-rated hazards are hail, ice storm, and strong wind, with its top risk rated "Relatively Moderate" by FEMA's National Risk Index. NOAA records 35 storm events in the county over the past decade. Community vulnerability is elevated (80th percentile nationally), suggesting residents may face greater difficulty recovering from major disasters.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Hart County has been designated in 27 declarations since 1989, covering 8 disaster types including severe storm (13), snowstorm (4), flood (3).
| Year | Type | Event name |
|---|---|---|
| 2026 | Winter Storm | Severe Winter Storm |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, And Landslides |
| 2024 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And Mudslides |
| 2023 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| 2023 | Flood | Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides |
| 2022 | Tornado | Severe Storms, Straight-Line Winds, Flooding, And Tornadoes |
| 2020 | Biological | Covid-19 Pandemic |
Showing the 10 most recent of 27 total declarations since 1989.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Very Low | 10.9 | 0 | 0 | — |
| Inland Flooding | Relatively Low | 49.7 | 16 | 2 | $20K |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Relatively Low | 63.5 | — | — | — |
| Heat Wave | Relatively Low | 40.8 | 0 | 0 | — |
| Tornado | Relatively Low | 63.8 | 5 | 0 | $200K |
| Hurricane | Very Low | 38.5 | 0 | 0 | — |
| Hail | Relatively Moderate | 84.6 | 13 | 0 | — |
| Strong Wind | Relatively Moderate | 66.1 | 0 | 0 | — |
| Winter Weather | Relatively Low | 43.4 | 0 | 0 | — |
| Ice Storm | Relatively Moderate | 67.4 | — | — | — |
| Cold Wave | Relatively Low | 49.2 | — | — | — |
| Lightning | Relatively Low | 40.6 | 1 | 0 | $45K |
| Drought | Relatively Low | 33.9 | 0 | 0 | — |
| Landslide | Very Low | 45.8 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Hart County ranks in the 80th percentile (High) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 80th | High |
| Socioeconomic status | 83rd | High |
| Household characteristics | 80th | High |
| Racial & ethnic minority status | 27th | Low |
| Housing type & transportation | 78th | High |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 22nd | Relatively Low |
| Risk to homes | 20th | Relatively Low |
| Buildings in direct exposure zone | 91.8% | — |
NOAA tracked 35 weather events in this county over 2016–2025: 18 in 2016–20 vs 17 in 2021–25 (-6% — relatively stable).
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Hart County?
According to the FEMA National Risk Index, the highest-risk hazards in Hart County, Kentucky are hail, ice storm, and strong wind. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Has Hart County received federal disaster declarations?
Yes. Hart County has received 27 federal disaster declarations since 1989, including declarations in 2026. The most common disaster type on record is severe storm (13 declarations).
Has Hart County had any FEMA disaster declarations in 2024, 2025, or 2026?
Yes. Recent federal disaster declarations for Hart County include Severe Winter Storm (2026), Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides (2025), Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2025), Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides (2025), Severe Storms, Straight-Line Winds, Flooding, And Landslides (2025), Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And Mudslides (2024). See the declarations table above for the full history since 1989.
How does Hart County's natural hazard risk compare to nearby counties?
Among neighboring counties, Hardin County, KY has the highest overall natural hazard risk (Relatively Low) and Edmonson County, KY has the lowest (Very Low). Hart County is rated Very Low overall.
How is Hart County's composite disaster risk index calculated?
Hart County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Hart County's composite score of 41 means its overall natural hazard risk is higher than 41% of US counties.