Cullman County, AL
FEMA National Risk Index scores, disaster declarations & hazard data
Cullman County has experienced 32 federally declared disasters since 1973, most recently Hurricane Helene in 2024. Its overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.
Cullman County's highest-rated hazards are cold wave, strong wind, and tornado, with its top risk rated "Relatively High" by FEMA's National Risk Index. Recorded storm events have increased 84% over the past five years compared to the prior five-year period.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Cullman County has been designated in 32 declarations since 1973, covering 7 disaster types including severe storm (15), hurricane (8), flood (3).
| Year | Type | Event name |
|---|---|---|
| 2024 | Hurricane | Hurricane Helene |
| 2020 | Severe Storm | Severe Thunderstorms |
| 2020 | Severe Storm | Severe Storms And Flooding |
| 2020 | Hurricane | Hurricane Sally |
| 2020 | Biological | Covid-19 Pandemic |
| 2020 | Biological | Covid-19 |
| 2018 | Severe Storm | Severe Storms And Tornadoes |
| 2017 | Hurricane | Hurricane Irma |
| 2016 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, And Flooding |
| 2011 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, And Flooding |
Showing the 10 most recent of 32 total declarations since 1973.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Relatively Low | 65.1 | 0 | 0 | — |
| Inland Flooding | Relatively Moderate | 80.2 | 33 | 0 | — |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Relatively Low | 86.6 | — | — | — |
| Heat Wave | Relatively Moderate | 82.3 | 38 | 3 | — |
| Tornado | Relatively Moderate | 90 | 21 | 0 | — |
| Hurricane | Relatively Low | 72.8 | 0 | 0 | — |
| Hail | Relatively Low | 38.4 | 42 | 0 | $25K |
| Strong Wind | Relatively High | 93.4 | 0 | 0 | — |
| Winter Weather | Relatively Low | 54.9 | 0 | 0 | — |
| Ice Storm | Relatively Moderate | 62.9 | — | — | — |
| Cold Wave | Relatively High | 93.4 | — | — | — |
| Lightning | Relatively High | 85.4 | 1 | 0 | $50K |
| Drought | Relatively Low | 59.6 | 0 | 0 | — |
| Landslide | Relatively Low | 79.9 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Cullman County ranks in the 49th percentile (Low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 49th | Low |
| Socioeconomic status | 53rd | Moderate |
| Household characteristics | 71st | Moderate |
| Racial & ethnic minority status | 26th | Low |
| Housing type & transportation | 33rd | Low |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 69th | Relatively High |
| Risk to homes | 63rd | Relatively High |
| Buildings in direct exposure zone | 82.5% | — |
NOAA tracked 128 weather events in this county over 2016–2025: 45 in 2016–20 vs 83 in 2021–25 (+84% — frequency increasing).
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Cullman County?
According to the FEMA National Risk Index, the highest-risk hazards in Cullman County, Alabama are cold wave, strong wind, and tornado. The county's overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.
Has Cullman County received federal disaster declarations?
Yes. Cullman County has received 32 federal disaster declarations since 1973, including declarations in 2024. The most common disaster type on record is severe storm (15 declarations).
Has Cullman County had any FEMA disaster declarations in 2024, 2025, or 2026?
Yes. Recent federal disaster declarations for Cullman County include Hurricane Helene (2024). See the declarations table above for the full history since 1973.
How does Cullman County's natural hazard risk compare to nearby counties?
Among neighboring counties, Morgan County, AL has the highest overall natural hazard risk (Relatively Moderate) and Winston County, AL has the lowest (Relatively Low). Cullman County is rated Relatively Moderate overall.
How is Cullman County's composite disaster risk index calculated?
Cullman County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Cullman County's composite score of 82 means its overall natural hazard risk is higher than 82% of US counties.