Cherokee County, AL

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 24,933

Relatively Low Riskier than 63% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Cherokee County has experienced 25 federally declared disasters since 1974, most recently Hurricane Helene in 2024. Its overall natural hazard risk is rated Relatively Low — lower risk than most US counties.

Cherokee County's highest-rated hazards are drought, tornado, and earthquake, with its top risk rated "Relatively Moderate" by FEMA's National Risk Index. Recorded storm events have decreased 46% over the past five years compared to the prior five-year period.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Cherokee County has been designated in 25 declarations since 1974, covering 7 disaster types including severe storm (11), hurricane (8), biological (2).

2002–2026
Year Type Event name
2024 Hurricane Hurricane Helene
2021 Hurricane Hurricane Zeta
2020 Hurricane Hurricane Sally
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2019 Severe Storm Severe Storms, Straight-Line Winds, Tornadoes, And Flooding
2017 Hurricane Hurricane Irma
2016 Severe Storm Severe Storms, Tornadoes, Straight-Line Winds, And Flooding
2011 Severe Storm Severe Storms, Tornadoes, Straight-Line Winds, And Flooding
2011 Severe Storm Severe Storms, Tornadoes, And Straight-Line Winds

Showing the 10 most recent of 25 total declarations since 1974.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Relatively Low 68.2 0 0
Inland Flooding Relatively Low 70.4 17 0
Coastal Flooding Not Applicable 0 0
Earthquake Relatively Low 73.4
Heat Wave Relatively Low 44.6 1 0
Tornado Relatively Moderate 83 3 0
Hurricane Relatively Low 62.9 0 0
Hail Very Low 33.8 16 0
Strong Wind Relatively Low 44.8 0 0
Winter Weather Very Low 24.3 0 0
Ice Storm Relatively Low 34
Cold Wave Relatively Low 53.7
Lightning Relatively Low 46.2 0 0
Drought Relatively Moderate 89.8 0 0
Landslide Relatively Low 70.4 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Cherokee County ranks in the 41st percentile (Low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 41st Low
Socioeconomic status 61st Moderate
Household characteristics 65th Moderate
Racial & ethnic minority status 26th Low
Housing type & transportation 12th Very low

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 83rd Very High
Risk to homes 78th Relatively High
Buildings in direct exposure zone 81.5%

NOAA tracked 37 weather events in this county over 2016–2025: 24 in 2016–20 vs 13 in 2021–25 (-46% — frequency decreasing).

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Cherokee County with other counties → All Alabama counties →

Frequently asked questions

What natural hazards pose the greatest risk in Cherokee County?

According to the FEMA National Risk Index, the highest-risk hazards in Cherokee County, Alabama are drought, tornado, and earthquake. The county's overall natural hazard risk is rated Relatively Low — lower risk than most US counties.

Has Cherokee County received federal disaster declarations?

Yes. Cherokee County has received 25 federal disaster declarations since 1974, including declarations in 2024. The most common disaster type on record is severe storm (11 declarations).

Has Cherokee County had any FEMA disaster declarations in 2024, 2025, or 2026?

Yes. Recent federal disaster declarations for Cherokee County include Hurricane Helene (2024). See the declarations table above for the full history since 1974.

How does Cherokee County's natural hazard risk compare to nearby counties?

Among neighboring counties, Calhoun County, AL has the highest overall natural hazard risk (Relatively Moderate) and Cleburne County, AL has the lowest (Very Low). Cherokee County is rated Relatively Low overall.

How is Cherokee County's composite disaster risk index calculated?

Cherokee County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Cherokee County's composite score of 63 means its overall natural hazard risk is higher than 63% of US counties.

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