Caldwell County, NC
FEMA National Risk Index scores, disaster declarations & hazard data
Caldwell County has experienced 23 federally declared disasters since 1974, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Relatively Low — lower risk than most US counties.
Caldwell County's highest-rated hazards are landslide, ice storm, and inland flooding, with its top risk rated "Relatively Moderate" by FEMA's National Risk Index. Recorded storm events have decreased 63% over the past five years compared to the prior five-year period.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Caldwell County has been designated in 23 declarations since 1974, covering 10 disaster types including hurricane (8), snowstorm (3), tropical storm (2).
| Year | Type | Event name |
|---|---|---|
| 2026 | Winter Storm | Severe Winter Storm |
| 2024 | Tropical Storm | Tropical Storm Helene |
| 2024 | Tropical Storm | Hurricane Helene |
| 2023 | Hurricane | Hurricane Ian |
| 2021 | Severe Storm | Tropical Storm Eta |
| 2020 | Hurricane | Hurricane Isaias |
| 2020 | Biological | Covid-19 Pandemic |
| 2020 | Biological | Covid-19 |
| 2019 | Hurricane | Hurricane Dorian |
| 2018 | Hurricane | Hurricane Florence |
Showing the 10 most recent of 23 total declarations since 1974.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Very Low | 52 | 0 | 0 | — |
| Inland Flooding | Relatively Moderate | 79 | 30 | 0 | $40.4M |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Relatively Low | 77.6 | 1 | — | — |
| Heat Wave | Relatively Low | 39.3 | 0 | 0 | — |
| Tornado | Relatively Low | 62.1 | 3 | 0 | $310K |
| Hurricane | Relatively Low | 66 | 0 | 0 | — |
| Hail | Relatively Low | 46.8 | 30 | 0 | — |
| Strong Wind | Relatively Moderate | 74.1 | 0 | 0 | — |
| Winter Weather | Relatively Low | 36.3 | 0 | 0 | — |
| Ice Storm | Relatively High | 88 | — | — | — |
| Cold Wave | Relatively Low | 50.7 | — | — | — |
| Lightning | Relatively Moderate | 70.7 | 0 | 0 | — |
| Drought | Relatively Low | 50.9 | 0 | 0 | — |
| Landslide | Relatively Moderate | 90.5 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Caldwell County ranks in the 65th percentile (Moderate) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 65th | Moderate |
| Socioeconomic status | 73rd | Moderate |
| Household characteristics | 70th | Moderate |
| Racial & ethnic minority status | 40th | Low |
| Housing type & transportation | 48th | Low |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 57th | Relatively Moderate |
| Risk to homes | 58th | Relatively Moderate |
| Buildings in direct exposure zone | 82.5% | — |
NOAA tracked 63 weather events in this county over 2016–2025: 46 in 2016–20 vs 17 in 2021–25 (-63% — frequency decreasing).
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Caldwell County?
According to the FEMA National Risk Index, the highest-risk hazards in Caldwell County, North Carolina are landslide, ice storm, and inland flooding. The county's overall natural hazard risk is rated Relatively Low — lower risk than most US counties.
Has Caldwell County received federal disaster declarations?
Yes. Caldwell County has received 23 federal disaster declarations since 1974, including declarations in 2026. The most common disaster type on record is hurricane (8 declarations).
Has Caldwell County had any FEMA disaster declarations in 2024, 2025, or 2026?
Yes. Recent federal disaster declarations for Caldwell County include Severe Winter Storm (2026), Tropical Storm Helene (2024), Hurricane Helene (2024). See the declarations table above for the full history since 1974.
How does Caldwell County's natural hazard risk compare to nearby counties?
Among neighboring counties, Wilkes County, NC has the highest overall natural hazard risk (Relatively Moderate) and Alexander County, NC has the lowest (Relatively Low). Caldwell County is rated Relatively Low overall.
How is Caldwell County's composite disaster risk index calculated?
Caldwell County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Caldwell County's composite score of 67 means its overall natural hazard risk is higher than 67% of US counties.