Black Hawk County, IA

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 131,044 · Cities: Waterloo , Cedar Falls

Relatively Low Riskier than 77% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Black Hawk County has experienced 20 federally declared disasters since 1965, most recently Covid-19 in 2020. Its overall natural hazard risk is rated Relatively Low — lower risk than most US counties.

Black Hawk County's highest-rated hazards are drought, strong wind, and winter weather, with its top risk rated "Relatively High" by FEMA's National Risk Index. Recorded storm events have decreased 53% over the past five years compared to the prior five-year period.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Black Hawk County has been designated in 20 declarations since 1965, covering 4 disaster types including flood (9), severe storm (8), biological (2).

2002–2026
Year Type Event name
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2017 Flood Severe Storms And Flooding
2014 Severe Storm Severe Storms, Tornadoes, Straight-Line Winds, And Flooding
2010 Severe Storm Severe Storms, Flooding, And Tornadoes
2009 Severe Storm Severe Storm
2008 Severe Storm Severe Storms, Tornadoes, And Flooding
2007 Severe Storm Severe Winter Storms
2005 Hurricane Hurricane Katrina Evacuation
2004 Severe Storm Severe Storms, Tornadoes, And Flooding

Showing the 10 most recent of 20 total declarations since 1965.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Very Low 36.9 0 0
Inland Flooding Relatively Moderate 76.6 72 0 $3.3M
Coastal Flooding Not Applicable 0 0
Earthquake Very Low 39.1
Heat Wave Relatively Low 44.8 1 0
Tornado Relatively High 91.4 4 0 $77K
Hurricane Very Low 17.1 0 0
Hail Relatively Moderate 87.3 59 0 $10K
Strong Wind Relatively High 94.7 0 0
Winter Weather Relatively High 93 0 0
Ice Storm Relatively Moderate 68.4
Cold Wave Relatively Moderate 67.7
Lightning Relatively Low 54.8 2 0 $75K
Drought Relatively High 96.7 0 0
Landslide Very Low 31.8 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Black Hawk County ranks in the 57th percentile (Moderate) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 57th Moderate
Socioeconomic status 43rd Low
Household characteristics 44th Low
Racial & ethnic minority status 54th Moderate
Housing type & transportation 80th High

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 17th Very Low
Risk to homes 17th Very Low
Buildings in direct exposure zone 17.5%

NOAA tracked 138 weather events in this county over 2016–2025: 94 in 2016–20 vs 44 in 2021–25 (-53% — frequency decreasing).

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Black Hawk County with other counties → All Iowa counties →

Frequently asked questions

What natural hazards pose the greatest risk in Black Hawk County?

According to the FEMA National Risk Index, the highest-risk hazards in Black Hawk County, Iowa are drought, strong wind, and winter weather. The county's overall natural hazard risk is rated Relatively Low — lower risk than most US counties.

Has Black Hawk County received federal disaster declarations?

Yes. Black Hawk County has received 20 federal disaster declarations since 1965, including declarations in 2020. The most common disaster type on record is flood (9 declarations).

Has Black Hawk County had any FEMA disaster declarations in 2024, 2025, or 2026?

No federal disaster declarations have been recorded for Black Hawk County since the start of 2024. Its most recent declaration on record is Covid-19 in 2020.

How does Black Hawk County's natural hazard risk compare to nearby counties?

Among neighboring counties, Tama County, IA has the highest overall natural hazard risk (Relatively Low) and Grundy County, IA has the lowest (Very Low). Black Hawk County is rated Relatively Low overall.

How is Black Hawk County's composite disaster risk index calculated?

Black Hawk County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Black Hawk County's composite score of 77 means its overall natural hazard risk is higher than 77% of US counties.

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