Ballard County, KY
FEMA National Risk Index scores, disaster declarations & hazard data
Ballard County has experienced 28 federally declared disasters since 1973, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Ballard County's highest-rated hazards are drought, earthquake, and ice storm, with its top risk rated "Relatively High" by FEMA's National Risk Index. Recorded storm events have decreased 17% over the past five years compared to the prior five-year period. Community vulnerability is relatively low (25th percentile nationally), indicating stronger recovery capacity than most US counties.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Ballard County has been designated in 28 declarations since 1973, covering 8 disaster types including severe storm (14), flood (4), snowstorm (3).
| Year | Type | Event name |
|---|---|---|
| 2026 | Winter Storm | Severe Winter Storm |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, And Flooding |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides |
| 2025 | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, And Landslides |
| 2024 | Severe Storm | Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And Mudslides |
| 2021 | Flood | Severe, Storms, Flooding, Landslides, And Mudslides |
| 2020 | Biological | Covid-19 Pandemic |
| 2020 | Biological | Covid-19 |
| 2019 | Severe Storm | Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides |
Showing the 10 most recent of 28 total declarations since 1973.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Very Low | 6 | 0 | 0 | — |
| Inland Flooding | Very Low | 12.2 | 40 | 0 | $1.3M |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Relatively Low | 88.9 | 2 | — | — |
| Heat Wave | Relatively Low | 50.6 | 43 | 0 | — |
| Tornado | Relatively Low | 31.7 | 7 | 0 | $355K |
| Hurricane | Very Low | 29.6 | 0 | 0 | — |
| Hail | Very Low | 20.3 | 18 | 0 | $330K |
| Strong Wind | Relatively Moderate | 56.5 | 0 | 0 | — |
| Winter Weather | Relatively Low | 39.3 | 0 | 0 | — |
| Ice Storm | Relatively High | 82.9 | — | — | — |
| Cold Wave | Relatively Low | 41.1 | — | — | — |
| Lightning | Very Low | 21.2 | 0 | 0 | — |
| Drought | Relatively High | 96.4 | 0 | 0 | — |
| Landslide | Very Low | 40.2 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Ballard County ranks in the 25th percentile (Low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 25th | Low |
| Socioeconomic status | 26th | Low |
| Household characteristics | 20th | Very low |
| Racial & ethnic minority status | 22nd | Very low |
| Housing type & transportation | 48th | Low |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 22nd | Relatively Low |
| Risk to homes | 21st | Relatively Low |
| Buildings in direct exposure zone | 63.8% | — |
NOAA tracked 108 weather events in this county over 2016–2025: 59 in 2016–20 vs 49 in 2021–25 (-17% — frequency decreasing).
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Ballard County?
According to the FEMA National Risk Index, the highest-risk hazards in Ballard County, Kentucky are drought, earthquake, and ice storm. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Has Ballard County received federal disaster declarations?
Yes. Ballard County has received 28 federal disaster declarations since 1973, including declarations in 2026. The most common disaster type on record is severe storm (14 declarations).
Has Ballard County had any FEMA disaster declarations in 2024, 2025, or 2026?
Yes. Recent federal disaster declarations for Ballard County include Severe Winter Storm (2026), Severe Storms, Straight-Line Winds, Tornadoes, Flooding, Landslides, And Mudslides (2025), Severe Storms, Straight-Line Winds, Tornadoes, And Flooding (2025), Severe Storms, Straight-Line Winds, Flooding, Landslides, And Mudslides (2025), Severe Storms, Straight-Line Winds, Flooding, And Landslides (2025), Severe Storms, Straight-Line Winds, Tornadoes, Landslides, And Mudslides (2024). See the declarations table above for the full history since 1973.
How does Ballard County's natural hazard risk compare to nearby counties?
Among neighboring counties, McCracken County, KY has the highest overall natural hazard risk (Relatively Moderate) and Carlisle County, KY has the lowest (Very Low). Ballard County is rated Very Low overall.
How is Ballard County's composite disaster risk index calculated?
Ballard County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Ballard County's composite score of 40 means its overall natural hazard risk is higher than 40% of US counties.