St. Cloud, FL
Local storm history & FEMA National Risk Index data
St. Cloud is rated Relatively Moderate for overall natural hazard risk — near the middle compared to other US counties — based on FEMA's National Risk Index for Osceola County, FL. The county's highest-rated hazards are strong wind, lightning, and wildfire.
Storm events near St. Cloud
NOAA-recorded tornado, hail, and flood events within 25 miles of St. Cloud's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to St. Cloud itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Osceola County's FEMA National Risk Index scores, covering St. Cloud along with the rest of the county, not a St. Cloud-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 94.8 | Relatively Moderate |
| Inland Flooding | 92.1 | Relatively Moderate |
| Coastal Flooding | — | Not Applicable |
| Earthquake | 46.5 | Very Low |
| Heat Wave | 77.3 | Relatively Low |
| Tornado | 93.6 | Relatively High |
| Avalanche | — | Not Applicable |
| Cold Wave | 34.1 | Relatively Low |
| Drought | 43.4 | Relatively Low |
| Hail | 21.9 | Very Low |
| Hurricane | 94.2 | Relatively High |
| Ice Storm | — | Not Applicable |
| Landslide | 46.6 | Very Low |
| Lightning | 98.5 | Very High |
| Strong Wind | 99.8 | Very High |
| Tsunami | — | Not Applicable |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 0 | No Rating |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Osceola County risk profile for disaster declarations, social vulnerability, and climate projection data.
Other cities in Osceola County:
More on Osceola County:
Frequently asked questions
What natural hazards is St. Cloud, FL at risk of?
St. Cloud is rated Relatively Moderate for overall natural hazard risk by FEMA's National Risk Index — near the middle compared to other US counties. The highest-rated hazards for Osceola County, where St. Cloud is located, are strong wind, lightning, and wildfire.
What is St. Cloud's biggest natural hazard risk?
Strong Wind is the highest-rated hazard for Osceola County, where St. Cloud is located, scoring 99.8 out of 100 on FEMA's National Risk Index (rated "Very High").
Is St. Cloud a high-risk area for natural disasters?
Somewhat — St. Cloud carries near the middle compared to other US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively Moderate" for Osceola County.
Has St. Cloud had tornadoes, hail, or flooding?
NOAA has recorded 10 tornado, 50 hail, 13 inland flooding events within 25 miles of St. Cloud since 2016.