Saginaw, MI
Local storm history & FEMA National Risk Index data
Saginaw is rated Relatively Moderate for overall natural hazard risk — near the middle compared to other US counties — based on FEMA's National Risk Index for Saginaw County, MI. The county's highest-rated hazards are winter weather, strong wind, and cold wave.
Storm events near Saginaw
NOAA-recorded tornado, hail, and flood events within 25 miles of Saginaw's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to Saginaw itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Saginaw County's FEMA National Risk Index scores, covering Saginaw along with the rest of the county, not a Saginaw-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 16 | Very Low |
| Inland Flooding | 91.4 | Relatively Moderate |
| Coastal Flooding | — | Not Applicable |
| Earthquake | 59.7 | Relatively Low |
| Heat Wave | 77.8 | Relatively Low |
| Tornado | 93.3 | Relatively High |
| Avalanche | — | Not Applicable |
| Cold Wave | 94.9 | Relatively High |
| Drought | 0 | No Rating |
| Hail | 86 | Relatively Moderate |
| Hurricane | 50.5 | Very Low |
| Ice Storm | 75.6 | Relatively Moderate |
| Landslide | 31.5 | Very Low |
| Lightning | 46.4 | Relatively Low |
| Strong Wind | 97.2 | Relatively High |
| Tsunami | — | Not Applicable |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 97.9 | Very High |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Saginaw County risk profile for disaster declarations, social vulnerability, and climate projection data.
More on Saginaw County:
Frequently asked questions
What natural hazards is Saginaw, MI at risk of?
Saginaw is rated Relatively Moderate for overall natural hazard risk by FEMA's National Risk Index — near the middle compared to other US counties. The highest-rated hazards for Saginaw County, where Saginaw is located, are winter weather, strong wind, and cold wave.
What is Saginaw's biggest natural hazard risk?
Winter Weather is the highest-rated hazard for Saginaw County, where Saginaw is located, scoring 97.9 out of 100 on FEMA's National Risk Index (rated "Very High").
Is Saginaw a high-risk area for natural disasters?
Somewhat — Saginaw carries near the middle compared to other US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively Moderate" for Saginaw County.
Has Saginaw had tornadoes, hail, or flooding?
NOAA has recorded 4 tornado, 26 hail, 10 inland flooding events within 25 miles of Saginaw since 2016.