Gallatin, TN
Local storm history & FEMA National Risk Index data
Gallatin is rated Relatively Moderate for overall natural hazard risk — near the middle compared to other US counties — based on FEMA's National Risk Index for Sumner County, TN. The county's highest-rated hazards are tornado, strong wind, and cold wave.
Storm events near Gallatin
NOAA-recorded tornado, hail, and flood events within 25 miles of Gallatin's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to Gallatin itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Sumner County's FEMA National Risk Index scores, covering Gallatin along with the rest of the county, not a Gallatin-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 37.8 | Very Low |
| Inland Flooding | 88.6 | Relatively Moderate |
| Coastal Flooding | — | Not Applicable |
| Earthquake | 91.7 | Relatively Moderate |
| Heat Wave | 74.2 | Relatively Low |
| Tornado | 95.5 | Relatively High |
| Avalanche | — | Not Applicable |
| Cold Wave | 92.3 | Relatively High |
| Drought | 41.6 | Relatively Low |
| Hail | 86.9 | Relatively Moderate |
| Hurricane | 32.5 | Very Low |
| Ice Storm | 87.6 | Relatively High |
| Landslide | 44.8 | Very Low |
| Lightning | 82.4 | Relatively High |
| Strong Wind | 93.7 | Relatively High |
| Tsunami | — | Not Applicable |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 88.4 | Relatively High |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Sumner County risk profile for disaster declarations, social vulnerability, and climate projection data.
Other cities in Sumner County:
More on Sumner County:
Frequently asked questions
What natural hazards is Gallatin, TN at risk of?
Gallatin is rated Relatively Moderate for overall natural hazard risk by FEMA's National Risk Index — near the middle compared to other US counties. The highest-rated hazards for Sumner County, where Gallatin is located, are tornado, strong wind, and cold wave.
What is Gallatin's biggest natural hazard risk?
Tornado is the highest-rated hazard for Sumner County, where Gallatin is located, scoring 95.5 out of 100 on FEMA's National Risk Index (rated "Relatively High").
Is Gallatin a high-risk area for natural disasters?
Somewhat — Gallatin carries near the middle compared to other US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively Moderate" for Sumner County.
Has Gallatin had tornadoes, hail, or flooding?
NOAA has recorded 50 tornado, 155 hail, 175 inland flooding events within 25 miles of Gallatin since 2016.