Fernandina Beach, FL
Local storm history & FEMA National Risk Index data
Fernandina Beach is rated Relatively Low for overall natural hazard risk — lower risk than most US counties — based on FEMA's National Risk Index for Nassau County, FL. The county's highest-rated hazards are hurricane, wildfire, and coastal flooding.
Storm events near Fernandina Beach
NOAA-recorded tornado, hail, and flood events within 25 miles of Fernandina Beach's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to Fernandina Beach itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Nassau County's FEMA National Risk Index scores, covering Fernandina Beach along with the rest of the county, not a Fernandina Beach-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 86.5 | Relatively Low |
| Inland Flooding | 59 | Relatively Low |
| Coastal Flooding | 75.8 | Relatively Moderate |
| Earthquake | 62.8 | Relatively Low |
| Heat Wave | 71.8 | Relatively Low |
| Tornado | 53.6 | Relatively Low |
| Avalanche | — | Not Applicable |
| Cold Wave | 12 | Very Low |
| Drought | 16.3 | Very Low |
| Hail | 21.8 | Very Low |
| Hurricane | 88.4 | Relatively Moderate |
| Ice Storm | 53.3 | Relatively Low |
| Landslide | 24.2 | Very Low |
| Lightning | 71.5 | Relatively Moderate |
| Strong Wind | 18.6 | Relatively Low |
| Tsunami | — | Insufficient Data |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 7.6 | Very Low |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Nassau County risk profile for disaster declarations, social vulnerability, and climate projection data.
More on Nassau County:
Frequently asked questions
What natural hazards is Fernandina Beach, FL at risk of?
Fernandina Beach is rated Relatively Low for overall natural hazard risk by FEMA's National Risk Index — lower risk than most US counties. The highest-rated hazards for Nassau County, where Fernandina Beach is located, are hurricane, wildfire, and coastal flooding.
What is Fernandina Beach's biggest natural hazard risk?
Hurricane is the highest-rated hazard for Nassau County, where Fernandina Beach is located, scoring 88.4 out of 100 on FEMA's National Risk Index (rated "Relatively Moderate").
Is Fernandina Beach a high-risk area for natural disasters?
No — Fernandina Beach carries lower risk than most US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively Low" for Nassau County.
Has Fernandina Beach had tornadoes, hail, or flooding?
NOAA has recorded 10 tornado, 42 hail, 26 inland flooding events within 25 miles of Fernandina Beach since 2016.