Coldwater, MI
Local storm history & FEMA National Risk Index data
Coldwater is rated Relatively Low for overall natural hazard risk — lower risk than most US counties — based on FEMA's National Risk Index for Branch County, MI. The county's highest-rated hazards are hail, tornado, and strong wind.
Storm events near Coldwater
NOAA-recorded tornado, hail, and flood events within 25 miles of Coldwater's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to Coldwater itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Branch County's FEMA National Risk Index scores, covering Coldwater along with the rest of the county, not a Coldwater-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 15 | Very Low |
| Inland Flooding | 60.9 | Relatively Low |
| Coastal Flooding | — | Not Applicable |
| Earthquake | 55.3 | Very Low |
| Heat Wave | 37.5 | Very Low |
| Tornado | 74.2 | Relatively Moderate |
| Avalanche | — | Not Applicable |
| Cold Wave | 60.2 | Relatively Low |
| Drought | 60.8 | Relatively Low |
| Hail | 79.9 | Relatively Moderate |
| Hurricane | 35 | Very Low |
| Ice Storm | 60.4 | Relatively Moderate |
| Landslide | 37.9 | Very Low |
| Lightning | 53.9 | Relatively Low |
| Strong Wind | 72.5 | Relatively Moderate |
| Tsunami | — | Not Applicable |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 37 | Relatively Low |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Branch County risk profile for disaster declarations, social vulnerability, and climate projection data.
More on Branch County:
Frequently asked questions
What natural hazards is Coldwater, MI at risk of?
Coldwater is rated Relatively Low for overall natural hazard risk by FEMA's National Risk Index — lower risk than most US counties. The highest-rated hazards for Branch County, where Coldwater is located, are hail, tornado, and strong wind.
What is Coldwater's biggest natural hazard risk?
Hail is the highest-rated hazard for Branch County, where Coldwater is located, scoring 79.9 out of 100 on FEMA's National Risk Index (rated "Relatively Moderate").
Is Coldwater a high-risk area for natural disasters?
No — Coldwater carries lower risk than most US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively Low" for Branch County.
Has Coldwater had tornadoes, hail, or flooding?
NOAA has recorded 15 tornado, 40 hail, 1 inland flooding events within 25 miles of Coldwater since 2016.