Winnebago County, IL

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 285,162 · Cities: Rockford , Loves Park , Machesney Park , Roscoe

Relatively Moderate Riskier than 92% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Winnebago County has experienced 19 federally declared disasters since 1967, most recently Severe Storms, Tornadoes, Straight-Line Winds, And Floodng in 2024. Its overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.

Winnebago County's highest-rated hazards are cold wave, tornado, and strong wind, with its top risk rated "Relatively High" by FEMA's National Risk Index. NOAA records 116 storm events in the county over the past decade. Community vulnerability is elevated (77th percentile nationally), suggesting residents may face greater difficulty recovering from major disasters.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Winnebago County has been designated in 19 declarations since 1967, covering 6 disaster types including snowstorm (6), flood (5), severe storm (4).

2002–2026
Year Type Event name
2024 Flood Severe Storms, Tornadoes, Straight-Line Winds, And Floodng
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2013 Flood Severe Storms, Straight-Line Winds, And Flooding
2011 Snowstorm Severe Winter Storm And Snowstorm
2010 Severe Storm Severe Storms And Flooding
2008 Severe Storm Severe Storms And Flooding
2008 Snowstorm Record Snow And Near Record Snow
2007 Snowstorm Snow
2007 Severe Storm Severe Storms And Flooding

Showing the 10 most recent of 19 total declarations since 1967.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Very Low 32.7 0 0
Inland Flooding Relatively High 94.4 40 1 $3.5M
Coastal Flooding Not Applicable 0 0
Earthquake Relatively Low 80
Heat Wave Relatively Moderate 85.3 6 0
Tornado Relatively High 97.3 8 0
Hurricane Very Low 20 0 0
Hail Relatively High 97.1 61 0
Strong Wind Relatively High 97.3 0 0
Winter Weather Relatively Moderate 84.9 0 0
Ice Storm Relatively High 85.2
Cold Wave Relatively High 97.8
Lightning Relatively High 89.2 2 0
Drought Relatively Low 57.9 0 0
Landslide Very Low 50.7 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Winnebago County ranks in the 77th percentile (High) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 77th High
Socioeconomic status 75th High
Household characteristics 86th High
Racial & ethnic minority status 71st Moderate
Housing type & transportation 52nd Moderate

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 12th Very Low
Risk to homes 11th Very Low
Buildings in direct exposure zone 16.4%

NOAA tracked 116 weather events in this county over 2016–2025: 61 in 2016–20 vs 55 in 2021–25 (-10% — relatively stable).

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Winnebago County with other counties → All Illinois counties →

Frequently asked questions

What natural hazards pose the greatest risk in Winnebago County?

According to the FEMA National Risk Index, the highest-risk hazards in Winnebago County, Illinois are cold wave, tornado, and strong wind. The county's overall natural hazard risk is rated Relatively Moderate — near the middle compared to other US counties.

Has Winnebago County received federal disaster declarations?

Yes. Winnebago County has received 19 federal disaster declarations since 1967, including declarations in 2024. The most common disaster type on record is snowstorm (6 declarations).

Has Winnebago County had any FEMA disaster declarations in 2024, 2025, or 2026?

Yes. Recent federal disaster declarations for Winnebago County include Severe Storms, Tornadoes, Straight-Line Winds, And Floodng (2024). See the declarations table above for the full history since 1967.

How does Winnebago County's natural hazard risk compare to nearby counties?

Among neighboring counties, McHenry County, IL has the highest overall natural hazard risk (Relatively Moderate) and Green County, WI has the lowest (Relatively Low). Winnebago County is rated Relatively Moderate overall.

How is Winnebago County's composite disaster risk index calculated?

Winnebago County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Winnebago County's composite score of 92 means its overall natural hazard risk is higher than 92% of US counties.

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