Terry County, TX
FEMA National Risk Index scores, disaster declarations & hazard data
Terry County has experienced 15 federally declared disasters since 1992, most recently Severe Winter Storm in 2021. Its overall natural hazard risk is rated Relatively Low — lower risk than most US counties.
Terry County's highest-rated hazards are hail, drought, and cold wave, with its top risk rated "Relatively High" by FEMA's National Risk Index. Recorded storm events have increased 38% over the past five years compared to the prior five-year period. Community vulnerability is elevated (98th percentile nationally), suggesting residents may face greater difficulty recovering from major disasters.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Terry County has been designated in 15 declarations since 1992, covering 5 disaster types including fire (4), hurricane (4), severe storm (3).
| Year | Type | Event name |
|---|---|---|
| 2021 | Severe Ice Storm | Severe Winter Storms |
| 2021 | Severe Ice Storm | Severe Winter Storm |
| 2020 | Biological | Covid-19 Pandemic |
| 2020 | Biological | Covid-19 |
| 2016 | Severe Storm | Severe Winter Storms, Tornadoes, Straight-Line Winds, And Flooding |
| 2011 | Fire | Wildfires |
| 2010 | Hurricane | Hurricane Alex |
| 2008 | Fire | Wildfires |
| 2006 | Fire | Extreme Wildfire Threat |
| 2005 | Hurricane | Hurricane Rita |
Showing the 10 most recent of 15 total declarations since 1992.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Very Low | 58.7 | 0 | 0 | — |
| Inland Flooding | Very Low | 11.7 | 5 | 0 | — |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Very Low | 16.4 | — | — | — |
| Heat Wave | Very Low | 29.6 | 2 | 0 | — |
| Tornado | Relatively Low | 54.5 | 4 | 0 | — |
| Hurricane | Very Low | 31.3 | 0 | 0 | — |
| Hail | Relatively High | 97 | 20 | 0 | — |
| Strong Wind | Relatively Moderate | 60.7 | 0 | 0 | — |
| Winter Weather | Relatively Moderate | 61.8 | 0 | 0 | — |
| Ice Storm | Relatively Low | 30.5 | — | — | — |
| Cold Wave | Relatively Moderate | 88.4 | — | — | — |
| Lightning | Relatively Low | 24.1 | 0 | 0 | — |
| Drought | Relatively High | 94.8 | 0 | 0 | — |
| Landslide | Very Low | 0.9 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Terry County ranks in the 98th percentile (High) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 98th | High |
| Socioeconomic status | 96th | High |
| Household characteristics | 95th | High |
| Racial & ethnic minority status | 93rd | High |
| Housing type & transportation | 91st | High |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 70th | Relatively High |
| Risk to homes | 73rd | Relatively High |
| Buildings in direct exposure zone | 31.9% | — |
NOAA tracked 31 weather events in this county over 2016–2025: 13 in 2016–20 vs 18 in 2021–25 (+38% — frequency increasing).
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Terry County?
According to the FEMA National Risk Index, the highest-risk hazards in Terry County, Texas are hail, drought, and cold wave. The county's overall natural hazard risk is rated Relatively Low — lower risk than most US counties.
Has Terry County received federal disaster declarations?
Yes. Terry County has received 15 federal disaster declarations since 1992, including declarations in 2021. The most common disaster type on record is fire (4 declarations).
Has Terry County had any FEMA disaster declarations in 2024, 2025, or 2026?
No federal disaster declarations have been recorded for Terry County since the start of 2024. Its most recent declaration on record is Severe Winter Storm in 2021.
How does Terry County's natural hazard risk compare to nearby counties?
Among neighboring counties, Gaines County, TX has the highest overall natural hazard risk (Relatively Low) and Cochran County, TX has the lowest (Very Low). Terry County is rated Relatively Low overall.
How is Terry County's composite disaster risk index calculated?
Terry County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Terry County's composite score of 52 means its overall natural hazard risk is higher than 52% of US counties.