Elbert County, GA

FEMA National Risk Index scores, disaster declarations & hazard data

Population: 19,609

Very Low Riskier than 31% of US counties
Very Low Relatively Low Relatively Moderate Relatively High Very High

Elbert County has experienced 16 federally declared disasters since 1977, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Elbert County's highest-rated hazards are ice storm, heat wave, and hurricane, with its top risk rated "Relatively Moderate" by FEMA's National Risk Index. Community vulnerability is elevated (92nd percentile nationally), suggesting residents may face greater difficulty recovering from major disasters.

Past disasters & FEMA designations

A federal disaster declaration officially designates a county for FEMA disaster assistance. Elbert County has been designated in 16 declarations since 1977, covering 8 disaster types including hurricane (7), biological (2), severe ice storm (2).

2002–2026
Year Type Event name
2026 Winter Storm Severe Winter Storm
2024 Hurricane Hurricane Helene
2024 Tropical Storm Hurricane Helene
2020 Biological Covid-19 Pandemic
2020 Biological Covid-19
2019 Hurricane Hurricane Michael
2017 Hurricane Hurricane Irma
2017 Hurricane Hurricane Irma
2015 Severe Ice Storm Severe Winter Storm
2014 Severe Ice Storm Severe Winter Storm

Showing the 10 most recent of 16 total declarations since 1977.

Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.

Risk by hazard type

Hazard Risk rating Risk score Recorded events Deaths Prop. damage
Wildfire Very Low 41.1 0 0
Inland Flooding Relatively Low 35.8 7 0 $307K
Coastal Flooding Not Applicable 0 0
Earthquake Relatively Low 71.6
Heat Wave Relatively Low 74.1 0 0
Tornado Relatively Low 40.9 3 0 $70K
Hurricane Relatively Low 72.2 0 0
Hail Relatively Low 54.7 5 0
Strong Wind Relatively Low 35.5 0 0
Winter Weather Very Low 9.7 1 0
Ice Storm Relatively Moderate 77.9
Cold Wave Relatively Low 45.9
Lightning Relatively Low 32.6 1 0 $75K
Drought Relatively Low 54.8 0 0
Landslide Very Low 31.8 0 0
Avalanche Not Applicable
Tsunami Not Applicable
Volcanic Activity Not Applicable

Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.

Community vulnerability

Elbert County ranks in the 92nd percentile (High) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.

SVI theme Percentile Vulnerability level
Overall 92nd High
Socioeconomic status 94th High
Household characteristics 85th High
Racial & ethnic minority status 75th High
Housing type & transportation 82nd High

Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.

Future risk outlook

Wildfire metric National percentile Level
Burn probability 58th Relatively Moderate
Risk to homes 55th Relatively Moderate
Buildings in direct exposure zone 82.8%

Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.

Nearby counties

Compare Elbert County with other counties → All Georgia counties →

Frequently asked questions

What natural hazards pose the greatest risk in Elbert County?

According to the FEMA National Risk Index, the highest-risk hazards in Elbert County, Georgia are ice storm, heat wave, and hurricane. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.

Has Elbert County received federal disaster declarations?

Yes. Elbert County has received 16 federal disaster declarations since 1977, including declarations in 2026. The most common disaster type on record is hurricane (7 declarations).

Has Elbert County had any FEMA disaster declarations in 2024, 2025, or 2026?

Yes. Recent federal disaster declarations for Elbert County include Severe Winter Storm (2026), Hurricane Helene (2024), Hurricane Helene (2024). See the declarations table above for the full history since 1977.

How does Elbert County's natural hazard risk compare to nearby counties?

Among neighboring counties, Abbeville County, SC has the highest overall natural hazard risk (Relatively Low) and Oglethorpe County, GA has the lowest (Very Low). Elbert County is rated Very Low overall.

How is Elbert County's composite disaster risk index calculated?

Elbert County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Elbert County's composite score of 31 means its overall natural hazard risk is higher than 31% of US counties.

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