Banks County, GA
FEMA National Risk Index scores, disaster declarations & hazard data
Banks County has experienced 17 federally declared disasters since 1976, most recently Severe Winter Storm in 2026. Its overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Banks County's highest-rated hazards are hurricane, ice storm, and landslide, with its top risk rated "Relatively Low" by FEMA's National Risk Index.
Past disasters & FEMA designations
A federal disaster declaration officially designates a county for FEMA disaster assistance. Banks County has been designated in 17 declarations since 1976, covering 9 disaster types including hurricane (7), biological (2), severe ice storm (2).
| Year | Type | Event name |
|---|---|---|
| 2026 | Winter Storm | Severe Winter Storm |
| 2024 | Hurricane | Hurricane Helene |
| 2024 | Tropical Storm | Hurricane Helene |
| 2021 | Hurricane | Tropical Storm Zeta |
| 2020 | Biological | Covid-19 Pandemic |
| 2020 | Biological | Covid-19 |
| 2017 | Hurricane | Hurricane Irma |
| 2017 | Hurricane | Hurricane Irma |
| 2015 | Severe Ice Storm | Severe Winter Storm |
| 2014 | Severe Ice Storm | Severe Winter Storm |
Showing the 10 most recent of 17 total declarations since 1976.
Source: FEMA OpenFEMA Disaster Declarations Summaries. A single disaster can produce more than one record per county. Data current through September 2026.
Risk by hazard type
| Hazard | Risk rating | Risk score | Recorded events | Deaths | Prop. damage |
|---|---|---|---|---|---|
| Wildfire | Very Low | 24.4 | 0 | 0 | — |
| Inland Flooding | Very Low | 19.7 | 4 | 0 | $30K |
| Coastal Flooding | Not Applicable | — | 0 | 0 | — |
| Earthquake | Very Low | 44.7 | — | — | — |
| Heat Wave | Very Low | 26 | 0 | 0 | — |
| Tornado | Relatively Low | 37.3 | 3 | 0 | $215K |
| Hurricane | Relatively Low | 60.8 | 0 | 0 | — |
| Hail | Very Low | 33.7 | 2 | 0 | $241K |
| Strong Wind | Relatively Low | 40.4 | 0 | 0 | — |
| Winter Weather | Very Low | 6.4 | 1 | 0 | — |
| Ice Storm | Relatively Low | 58.9 | — | — | — |
| Cold Wave | Relatively Low | 38.1 | — | — | — |
| Lightning | Relatively Low | 38.9 | 0 | 0 | — |
| Drought | Relatively Low | 54.8 | 0 | 0 | — |
| Landslide | Very Low | 55 | 0 | 0 | — |
| Avalanche | Not Applicable | — | — | — | — |
| Tsunami | Not Applicable | — | — | — | — |
| Volcanic Activity | Not Applicable | — | — | — | — |
Scores are 0–100 percentiles relative to all US counties — higher means more exposed, not that a disaster is likely this year. Event counts: NOAA Storm Events 2016–2026; earthquake counts from USGS ComCat (M3.0+, 1996–2026). See the methodology page for details.
Community vulnerability
Banks County ranks in the 34th percentile (Low) for community vulnerability — a measure of how hard disaster impacts tend to hit residents. Higher vulnerability means more displacement, worse health outcomes, and slower recovery after a disaster.
| SVI theme | Percentile | Vulnerability level |
|---|---|---|
| Overall | 34th | Low |
| Socioeconomic status | 62nd | Moderate |
| Household characteristics | 31st | Low |
| Racial & ethnic minority status | 40th | Low |
| Housing type & transportation | 10th | Very low |
Source: CDC/ATSDR Social Vulnerability Index 2022. Percentiles compare counties nationally — higher means more vulnerable relative to other counties. See CDC SVI for full methodology.
Future risk outlook
| Wildfire metric | National percentile | Level |
|---|---|---|
| Burn probability | 59th | Relatively Moderate |
| Risk to homes | 55th | Relatively Moderate |
| Buildings in direct exposure zone | 95.0% | — |
Wildfire: USDA Forest Service Wildfire Risk to Communities (RDS-2020-0016-2) — modeled values, not annual forecasts. See wildfirerisk.org. Inland flood and heat projections pending data availability; coastal sea-level projections are available for select coastal counties below — see the data page.
Nearby counties
Frequently asked questions
What natural hazards pose the greatest risk in Banks County?
According to the FEMA National Risk Index, the highest-risk hazards in Banks County, Georgia are hurricane, ice storm, and landslide. The county's overall natural hazard risk is rated Very Low — among the lowest-risk counties in the country.
Has Banks County received federal disaster declarations?
Yes. Banks County has received 17 federal disaster declarations since 1976, including declarations in 2026. The most common disaster type on record is hurricane (7 declarations).
Has Banks County had any FEMA disaster declarations in 2024, 2025, or 2026?
Yes. Recent federal disaster declarations for Banks County include Severe Winter Storm (2026), Hurricane Helene (2024), Hurricane Helene (2024). See the declarations table above for the full history since 1976.
How does Banks County's natural hazard risk compare to nearby counties?
Among neighboring counties, Hall County, GA has the highest overall natural hazard risk (Relatively Moderate) and Madison County, GA has the lowest (Very Low). Banks County is rated Very Low overall.
How is Banks County's composite disaster risk index calculated?
Banks County's composite disaster risk index — officially FEMA's National Risk Index (NRI) — scores every US county on a 0–100 percentile scale across 18 natural hazard types, factoring in expected annual loss, social vulnerability, and community resilience. Banks County's composite score of 12 means its overall natural hazard risk is higher than 12% of US counties.