Temple, TX
Local storm history & FEMA National Risk Index data
Temple is rated Relatively Moderate for overall natural hazard risk — near the middle compared to other US counties — based on FEMA's National Risk Index for Bell County, TX. The county's highest-rated hazards are tornado, hail, and lightning.
Storm events near Temple
NOAA-recorded tornado, hail, and flood events within 25 miles of Temple's center, 2016–2026 — the only hazards NOAA reports with exact coordinates, so these counts are specific to Temple itself, not the whole county.
County-wide hazard risk
Every other hazard FEMA and NOAA track — including drought — is only scored at the county level. These are Bell County's FEMA National Risk Index scores, covering Temple along with the rest of the county, not a Temple-specific figure.
| Hazard | NRI score | Rating |
|---|---|---|
| Wildfire | 89.7 | Relatively Moderate |
| Inland Flooding | 89.2 | Relatively Moderate |
| Coastal Flooding | — | Not Applicable |
| Earthquake | 38.4 | Very Low |
| Heat Wave | 94.5 | Relatively Moderate |
| Tornado | 98.6 | Relatively High |
| Avalanche | — | Not Applicable |
| Cold Wave | 95.2 | Relatively High |
| Drought | 62 | Relatively Low |
| Hail | 98.6 | Relatively High |
| Hurricane | 79 | Relatively Low |
| Ice Storm | 75.7 | Relatively Moderate |
| Landslide | 41.3 | Very Low |
| Lightning | 97.2 | Very High |
| Strong Wind | 77.2 | Relatively Moderate |
| Tsunami | — | Not Applicable |
| Volcanic Activity | — | Not Applicable |
| Winter Weather | 95.8 | Relatively High |
Source: FEMA National Risk Index v1.20.0, December 2025. See the methodology page for definitions, or the full Bell County risk profile for disaster declarations, social vulnerability, and climate projection data.
Other cities in Bell County:
More on Bell County:
Frequently asked questions
What natural hazards is Temple, TX at risk of?
Temple is rated Relatively Moderate for overall natural hazard risk by FEMA's National Risk Index — near the middle compared to other US counties. The highest-rated hazards for Bell County, where Temple is located, are tornado, hail, and lightning.
What is Temple's biggest natural hazard risk?
Tornado is the highest-rated hazard for Bell County, where Temple is located, scoring 98.6 out of 100 on FEMA's National Risk Index (rated "Relatively High").
Is Temple a high-risk area for natural disasters?
Somewhat — Temple carries near the middle compared to other US counties for overall natural hazard risk, per FEMA's National Risk Index rating of "Relatively Moderate" for Bell County.
Has Temple had tornadoes, hail, or flooding?
NOAA has recorded 13 tornado, 181 hail, 74 inland flooding events within 25 miles of Temple since 2016.